Long and short term insurance for business is an essential for every business. We at esbrokers understand how much work and dedication goes into starting your own business and ultimately purchasing your own operational equipment. You cannot always predict the future or pre-empt accidents. Accidents do happen and crime is a factor that cannot be ignored in our country.

Speak to our consultants about our various long and short term insurance plans to insure your business and have peace of mind that we will be there to help you recover should you encounter such unfortunate events.

It is equally important to have an insurance plan for your commercial equipment as it is to insure your business as a whole. We offer you a wide range of tailored commercial insurance packages.

In the event that your equipment has been damaged due to liability or unforeseen circumstances, it is wise to have a package that will cover you, ensuring that your business continues as per the norm as soon as possible.

Building projects can be very long-drawn processes and they can last for months or even years. Typically some of the equipment has to be stored on on-site temporary storage, especially when the projects are longer. You need to insure your equipment to prevent setbacks in the event of theft, damage, liability or other unforeseen circumstances.

Request a quote or speak to our consultants to learn more about the insurance plans we can offer you.

Your home is your oasis and the place where memories are created. In the case that something happens to your house, we have tailored packages to make sure that you are able to repair your house timeously so that life can resume as per the norm as soon as possible.

Speak to our consultants or request a tailored quote that will be suitable for your needs.

Our contents insurance packages protect your personal belongings when they are in your home. Losing the items that make your house a home can be very traumatising and destabilising. Insure the items that make your house a home and have peace of mind that you will be able to restore the state of your home should any unforeseen circumstances befall your home.

Speak to our consultants or request a tailored quote that will be suitable for your needs.

A car is more than just a mode of transport that gets you from point A to B. It is your mobility and independence. For some people cars are also style statements and they are very close to their hearts. We at esbrokers understand the inconvenience that losing your car due to theft or damage, or even an accident can cause in your life.

Speak to our consultants or request a quote to find a tailored package that suits your needs.

We are your Guardian Angels looking after your Financial Health. Ensuring that we consistently update your profile, to ensure that as a Financial Friend we are here to Help.

Ensure your business is never brought to a halt because an unforeseen circumstance has befallen your business. Should your fleet of trucks, vans or other vehicles are stolen or damaged your business should be able to bounce back and continue as per the norm.
We have packages that are specifically tailored to businesses like yours.

Speak to our consultants or request a quote to find a tailored package that suits your needs.

Our marine insurance packages cover you in the event that you lose or damage you ships, cargo, jet skis boats and other marine property. We will tailor a plan that covers you based on your property and not on a one-size-fits-all package. Marine insurance is one of our specialities.

Speak to our consultants or request a quote to find a tailored package that suits your needs.

For many people, their bikes are their main mode of transport and others use it for sport and recreational purposes. Whichever one is true for you, you need to insure your bike so that in the event that something happens to your bike you are covered. We offer tailored insurance packages for your bikes, ranging from bicycles, tricycles, to special bikes like pedicabs, rickshaws and even clown bikes.

Speak to our consultants or request a quote to find a tailored package that suits your needs.

Motorcycles insurance is a specialised branch of insurance, thus you need an insurance plan that will suit your needs and cover you based on your particular motorcycle.

For some people, their motorcycles are their main means of transport, whilst others buy them for novelty. Either way, you need an insurance package that will work for your personal needs. Speak to our consultants or request a quote to find a tailored package that suits your needs.

When travelling for holiday purposes or for a business trip you cannot always pre-empt or predict unforeseen circumstances that you could come across, ranging from theft of your luggage, damage and even losing your belongings.

Speak to our consultants or request a quote to find a tailored short term insurance package to insure your luggage, electronics and all other valuables that you may want to travel with.

Our tailored special risks insurance packages will protect you from risks that people in unconventional occupations such as professional sportsmen and stuntmen who engage in very high-pressure activities are exposed to that normal insurance would not cover. We may just have the right plan for you.

Speak to our consultants or request a tailored quote that will be suitable for your individual needs.

Our public liability insurance package is one that will cover you for damages which you may be legally responsible to pay for in the event that it has been proven that you were negligent in the accidental death or bodily harm or some form of injury to another person if you are proven negligent or guilty of damaging physical property.

If you are going to host a special event, be it a wedding, a party or a public event we have tailored insurance plans that will cover your equipment. In the event that you are sued for bodily harm by the attendees of the event or if you are held accountable for the damage of the rented premise we also offer packages to cover that too.

Speak to our consultants or request a quote to find a tailored package that suits your needs.

As an independent contractor, you may face operational risks like any other business owner would. You need to prepare adequately for those unforeseen circumstances. A good insurance package is the beginning of good risk management. We have tailored solutions to address these needs.

Speak to our consultants or request a quote to find a tailored package to suit your needs based on your risk profile and industry.

Whenever you are working on a project, it is equally important to insure the plant or premises you will be renting or leasing for your project as it is to insure your equipment.

In the event that unforeseen damage happens to the plant, like damage due to liability or weather conditions or other risk factors, with cover from esbrokers you will be able to recover from that smoothly.

Speak to our consultants or request a quote to find a tailored long and short term insurance package that suits your needs.

Financial agreements and investment opportunities have imminent risks. We offer guarantees to over you in such occurrences. With this insurance package you will be protected from losses and risks that may occur due particular financial transactions like when signing agreements with investors. We will make sure that you are compensated upon proof of the loss.

Speak to our consultants to find the right package to suit your specific needs as a business owner or contractor.

Construction guarantees are there to create an obligation on the sponsor to pay upon the occurrence of a certain event as agreed upon when the parties signed an agreement. They ensure that the construction company is protected in the event that there is a delay that was caused by their client.

Speak to our consultants to find the right package to suit your specific needs.

 Four plans to choose from with different annual limits. Option to add the excess waiver at an additional premium.
 Discounts are applied for more than one pet on a policy and for cats.
 Pre-Existing Conditions are excluded for12 Months.
All healthcare cover amounts are paid onto your Onecard.
Max 8 pets per policy.
Pets must be older than 8 weeks and younger than 9 years.
Waiting periods apply.

We have a Personal and Commercial option available:

Funds Protect covers your BUSINESS against

• A Loss of Funds
• From an account in the name of the Business
• As a result of a Funds Transfer
• Whether authorised or unauthorised
• Due to the fraudulent conduct of a third party
• Which is irrecoverable from the bank or third party

Funds Protect covers YOU against

• A Loss of Funds
• From an account in YOUR name
• As a result of a Funds Transfer
• Whether authorised or unauthorised
• Due to the fraudulent conduct of a third party
• Which is irrecoverable from the bank or third party

 Doctors visits: cover is for visits to your medical doctor, treatments, tests and procedures based on your cover limits
Medication: such as prescribed meds, meds from a doctor’s visit, flu vaccinations, chronic medication only if the condition was diagnosed after the waiting period
Pathology (Blood Tests)
Dentist visits
Optometry
 Emergency treatments for accidents that do not require overnight hospital stays
Treatments and procedures that require hospital admission for an illness or disease which started after your cover began
Dread disease, Maternity cover and Disability
Waiting periods and limits do apply

Tax risk insurance is simply the most effective protec- tion for you and your business if you are ever selected for an audit by SARS. When you are covered by a tax risk insurance policy, your tax audit problem becomes ours, immediately. Critically for you, the cost of employ- ing top tax specialists to defend your case are covered by us from the word go!

50Fifty luxury car insurance is a unique offering that combines a “Usage Based” insurance product with a monthly rebate system. This product is a monthly contract that offers fully comprehensive cover daily. Days that you don’t drive your car, we refund you the daily premium up to a max of 15days per calendar month as a rebate into the 50FIFTY Debit Card.

If you drive your car for more than 15days, the rebate reduces by the fixed daily pay-per-day rate.Never pay more for your insurance than the premium we originally quoted, you benefit from earning a rebate for the days that you don’t drive your car - limited to 15days.
Speak to our consultants about our new 50Fifty insurance. Call us today.

Short term insurance for business is essential for every business. We at esbrokers understand how much work and dedication goes into starting your own business and ultimately purchasing your own operational equipment. You cannot always predict the future or pre-empt accidents. Accidents do happen and crime is a factor that cannot be ignored in our country.

Speak to our consultants about our various long and short term insurance plans to insure your business and have peace of mind that we will be there to help you recover should you encounter such unfortunate events.

It is equally important to have an insurance plan for your commercial equipment as it is to insure your business as a whole. We offer you a wide range of tailored commercial insurance packages.

In the event that your equipment has been damaged due to liability or unforeseen circumstances, it is wise to have a package that will cover you, ensuring that your business continues as per the norm as soon as possible.

Building projects can be very long-drawn processes and they can last for months or even years. Typically some of the equipment has to be stored on on-site temporary storage, especially when the projects are longer. You need to insure your equipment to prevent setbacks in the event of theft, damage, liability or other unforeseen circumstances.

Request a quote or speak to our consultants to learn more about the insurance plans we can offer you.

Your home is your oasis and the place where memories are created. In the case that something happens to your house, we have tailored packages to make sure that you are able to repair your house timeously so that life can resume as per the norm as soon as possible.

Speak to our consultants or request a tailored quote that will be suitable for your needs.

Our contents insurance packages protect your personal belongings when they are in your home. Losing the items that make your house a home can be very traumatising and destabilising. Insure the items that make your house a home and have peace of mind that you will be able to restore the state of your home should any unforeseen circumstances befall your home.

Speak to our consultants or request a tailored quote that will be suitable for your needs.

A car is more than just a mode of transport that gets you from point A to B. It is your mobility and independence. For some people cars are also style statements and they are very close to their hearts. We at esbrokers understand the inconvenience that losing your car due to theft or damage, or even an accident can cause in your life.

Speak to our consultants or request a quote to find a tailored package that suits your needs.

We are your Guardian Angels looking after your Financial Health. Ensuring that we consistently update your profile, to ensure that as a Financial Friend we are here to Help.

Ensure your business is never brought to a halt because an unforeseen circumstance has befallen your business. Should your fleet of trucks, vans or other vehicles are stolen or damaged your business should be able to bounce back and continue as per the norm.
We have packages that are specifically tailored to businesses like yours.

Speak to our consultants or request a quote to find a tailored package that suits your needs.

Our marine insurance packages cover you in the event that you lose or damage your ships, cargo, jet skis boats and other marine property. We will tailor a plan that covers you based on your property and not on a one-size-fits-all package. Marine insurance is one of our specialities.

Speak to our consultants or request a quote to find a tailored package that suits your needs.

For many people, their bikes are their main mode of transport and others use it for sport and recreational purposes. Whichever one is true for you, you need to insure your bike so that in the event that something happens to your bike you are covered. We offer tailored insurance packages for your bikes, ranging from bicycles, tricycles, to special bikes like pedicabs, rickshaws and even clown bikes.

Speak to our consultants or request a quote to find a tailored package that suits your needs.

Motorcycle insurance is a specialised branch of insurance, thus you need an insurance plan that will suit your needs and cover you based on your particular motorcycle.

For some people, their motorcycles are their main means of transport, whilst others buy them for novelty. Either way, you need an insurance package that will work for your personal needs. Speak to our consultants or request a quote to find a tailored package that suits your needs.

When travelling for holiday purposes or for a business trip you cannot always pre-empt or predict unforeseen circumstances that you could come across, ranging from theft of your luggage, damage and even losing your belongings.

Speak to our consultants or request a quote to find a tailored short term insurance package to insure your luggage, electronics and all other valuables that you may want to travel with.

If you are going to host a special event, be it a wedding, a party or a public event we have tailored insurance plans that will cover your equipment. In the event that you are sued for bodily harm by the attendees of the event or if you are held accountable for the damage of the rented premise we also offer packages to cover that too.

Speak to our consultants or request a quote to find a tailored package that suits your needs.

Our public liability insurance package is one that will cover you for damages which you may be legally responsible to pay for in the event that it has been proven that you were negligent in the accidental death or bodily harm or some form of injury to another person if you are proven negligent or guilty of damaging physical property.

Whenever you are working on a project, it is equally important to insure the plant or premises you will be renting or leasing for your project as it is to insure your equipment.

In the event that unforeseen damage happens to the plant, like damage due to liability or weather conditions or other risk factors, with cover from esbrokers you will be able to recover from that smoothly.

Speak to our consultants or request a quote to find a tailored long and short term insurance package that suits your needs.

As an independent contractor, you may face operational risks like any other business owner would. You need to prepare adequately for those unforeseen circumstances. A good insurance package is the beginning of good risk management. We have tailored solutions to address these needs.

Speak to our consultants or request a quote to find a tailored package to suit your needs based on your risk profile and industry.

Construction guarantees are there to create an obligation on the sponsor to pay upon the occurrence of a certain event as agreed upon when the parties signed an agreement. They ensure that the construction company is protected in the event that there is a delay that was caused by their client.

Speak to our consultants to find the right package to suit your specific needs.

Financial agreements and investment opportunities have imminent risks. We offer guarantees to over you in such occurrences. With this insurance package you will be protected from losses and risks that may occur due to particular financial transactions like when signing agreements with investors. We will make sure that you are compensated upon proof of the loss.

Speak to our consultants to find the right package to suit your specific needs as a business owner or contractor.

 Four plans to choose from with different annual limits. Option to add the excess waiver at an additional premium.
 Discounts are applied for more than one pet on a policy and for cats.
 Pre-Existing Conditions are excluded for 12 Months.
All healthcare cover amounts are paid onto your Onecard.
Max 8 pets per policy.
Pets must be older than 8 weeks and younger than 9 years.
Waiting periods apply.

We have a Personal and Commercial option available:

Funds Protect covers your BUSINESS against

• A Loss of Funds
• From an account in the name of the Business
• As a result of a Funds Transfer
• Whether authorised or unauthorised
• Due to the fraudulent conduct of a third party
• Which is irrecoverable from the bank or third party

Funds Protect covers YOU against

• A Loss of Funds
• From an account in YOUR name
• As a result of a Funds Transfer
• Whether authorised or unauthorised
• Due to the fraudulent conduct of a third party
• Which is irrecoverable from the bank or third party

 Doctors visits: cover is for visits to your medical doctor, treatments, tests and procedures based on your cover limits
Medication: such as prescribed meds, meds from a doctor’s visit, flu vaccinations, chronic medication only if the condition was diagnosed after the waiting period
Pathology (Blood Tests)
Dentist visits
Optometry
 Emergency treatments for accidents that do not require overnight hospital stays
Treatments and procedures that require hospital admission for an illness or disease which started after your cover began
Dread disease, Maternity cover and Disability
Waiting periods and limits do apply

ES Brokers have designed a niche product aimed at Millennials who don’t have loads to insure, perhaps still live and work from home or remotely from coffee shops, cafes etc and have limit insurance spend budgets. Millennials may not even have a permanent address, but they DO have assets to protect.

These are the people that might want to only insure their  smartphone, laptop and possibly their car too, without having to add all the other "frills and spills" that increases the premium.

The death of a loved one is not something that we are ready for, therefore we at ES Brokers offer you a Funeral Plan for these unexpected tragedies. The Funeral Plan Policy gives the life assured monthly cover for death as a result of accidental and natural causes. Repatriation services are also included in this cover.

A niche insurance product that has maintained volumes and where we are seeing massive growth and need, is mechanical warranty insurance.

Millions of South Africans are choosing to drive their vehicles for much longer and are delaying new vehicle purchases in order to stretch their Rand further, which exposes them to the risks of ‘out of manufacturer warranty’ breakdowns.

ES Brokers have designed a niche product by combining technology and financial products to come up with a commercial motor insurance policy aimed at protecting drivers and owners using e-hailing platforms such as Uber, Bolt, Lyft and more. Just like how Uber transformed the Taxi Industry using an App based application to deliver faster reliable accessibility and by making it easier to hire a driver using a smartphone from almost any location at any time.

ES Brokers have designed a niche product aimed at Millennials who don’t have loads to insure, perhaps still live and work from home or remotely from coffee shops, cafes etc and have limit insurance spend budgets. Millennials may not even have a permanent address, but they DO have assets to protect.

These are the people that might want to only insure their  smartphone, laptop and possibly their car too, without having to add all the other "frills and spills" that increases the premium.

The death of a loved one is not something that we are ready for, therefore we at ES Brokers offer you a Funeral Plan for these unexpected tragedies. The Funeral Plan Policy gives the life assured monthly cover for death as a result of accidental and natural causes. Repatriation services are also included in this cover.

A niche insurance product that has maintained volumes and where we are seeing massive growth and need, is mechanical warranty insurance.

Millions of South Africans are choosing to drive their vehicles for much longer and are delaying new vehicle purchases in order to stretch their Rand further, which exposes them to the risks of ‘out of manufacturer warranty’ breakdowns.