Steep claim increases were observed in Gauteng, KwaZulu-Natal and Mpumalanga, and although claims have shown a steady increase for both men and women, a significant amount of claims were submitted by men aged between 31 and 37 who drive newer vehicles.

“This is a significant increase, and badly maintained roads are a serious concern.

“One bad patch of the road could lead to punctures, tyre bulges, bad wheel alignment and balancing, uneven tyre wear, cracked rims, damaged undercarriage and damaged tyre walls and blowouts, which could very well cost you your life,” said Ricardo Coetzee, head of Auto and General Insurance.

Saied Solomons, president of the South African Road Federation (SARF), recently stated roads that are not timeously and properly maintained are costing South Africa millions, with costs soaring even higher when a lack of maintenance sees a road rapidly deteriorating to the point of requiring total road rehabilitation.

Other knock-on effects that add to the real cost of poorly maintained roads include frequent vehicle repairs, higher transportation costs, bottlenecks on busy routes and more.

Auto and General provided the following guidelines for navigating poorly maintained roads:

Your vehicle:

• Proactive maintenance: make sure your car is checked and serviced regularly. A vehicle that is 100 per cent ready to light up, steer around or meet challenging road surfaces are the best first line of defence.

• On spec: make sure the wheels and tyres you fit match the manufacturer’s specification and that tyres are properly inflated to create an adequate cushion between the vehicle’s rims and the road surface.

• Profile carefully: low-profile tyres may give a vehicle a sportier look, but reduce the space between the rim and the road surface. Fit tyres that are in the “Goldilocks zone” between being sporty, offering comfort and protecting against rough road surfaces. Ideally, opt for tyres with rim protectors.

• Emergency kit: make sure your vehicle is equipped with the basic wheel-changing tools and safety equipment.

Your driving:

• Alert and aware: always be fully aware of your surroundings, including road signs and technology that alert you to hazards.

• Heavy loads, rough roads: be careful when using a road or lane used by heavy motor vehicles, as these typically deteriorate faster.

• Cuts like a knife: be wary of steep road shoulders and surfaces with sharp debris, especially where they can damage the less robust sidewall of a tyre.

• Slow it down: reducing speed could give you vital time to react to obstacles and other vehicles making sudden movements.

• Undercover threats: when it rains, water could easily hide a pothole or debris. The same goes for roads that are badly lit. Slow down and be extra cautious in these conditions.

• Brake and steer smart: if you can’t avoid hitting a pothole or bad road surface, apply the brakes before the hazard, but let up as you’re about to make contact. This helps to limit damage and also reduces the risk of losing control of the vehicle. Keep a firm grip on the steering wheel and avoid making excessive steering changes.

In the event of a potentially damaging incident or accident:

• Don’t assume that it’s just minor damage. Stop when it is safe to do so to make sure.

• Switch on your hazard lights and, if possible and legal, pull into the emergency lane.

• Make sure your vehicle remains visible – make use of your emergency triangle.

• Call emergency services and your insurer for assistance.

At ES Brokers we offer tyre insurance as well as touch up insurance , also known as scratch and dent. If you would like a quotation or would like to know more, please contact our office on 031-5021922 or visit our website https://www.esbrokers.co.za/contact-us.

Written by Johann Badenhorst – article featured in Kathorus Mail